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Wyoming health insurance alternatives: For most individuals, the problem with acquiring coverage is either a financial one or a medical one. There are a few alternatives to solve this problem. One is Wyoming Medicaid that is available if the individuals meet the qualifying criteria. WHIP, the state's risk pool, lets individuals get health coverage through the state's group plan. If you are HIPAA-eligible, meaning that you have exhausted your COBRA benefits and have had 18 months of creditable coverage, you can get insurance the state pool or a private insurer.
Wyoming Kid Care CHIP is the state program that provides insurance for children under age 19, if their families cannot get Medicaid and cannot afford coverage from private insurers.
If you do not qualify for the low-cost/no-cost health insurance alternatives, you might have to consider a high-deductible/health plan. These are not cushy plans. If you have a health emergency, you will have to pay a high deductible before a coverage kicks in. Before you purchase one, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
eHealthInsurance
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