Get a free quote here for Wisconsin health insurance for youIf you are looking for information regarding Wisconsin health insurance, this page will provide that as well as a free quote. My assumption is that if you are at this website, you don't have access to group coverage which is obviously the best option.
If you are employed or unemployed and do not have access to group coverage, there are a few options to consider before you purchase high-deductible health coverage.
The good news is that children are completely covered by the state through Badger Care. They need to be signed up by their parents and some families may have to pay minimal fees.
Many health insurance provider may deny you because of previous medical conditions. For those that this is the case, an option would be Health Insurance Risk Sharing Plan. HIRSP offers health insurance to Wisconsin residents who cannot find health insurance from private insurers due to previous medical conditions, but who are HIPAA-eligible. HIPAA-eligibility means that you have exhausted any available COBRA benefits and have had 18 months of creditable coverage with the last of it being under a group plan.
On July 15, 2009, the state of Wisconsin launched the BadgerCare Core Plus Plan which is a low-cost plan for childless adults. Also, as with all states, Wisconsin offers Medicaid to low-income families. If you do not qualify for the low-cost/no-cost health insurance alternatives, you might have to consider a high-deductible/health plan. These are not cushy plans. If you have a health emergency, you will have to pay a high deductible before a coverage kicks in. Before you purchase one, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
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