Get a free quote here for South Carolina health insurance for you.
If you are looking for information regarding South Carolina health insurance, this page will provide that as well as a free quote. My assumption is that if you are at this website, you don't have access to group coverage which is obviously the best option. For individuals with pre-existing medical conditions that cannot be insured by traditional health insurance companies, the South Carolina Health Insurance Pool provides coverage if you are HIPAA-eligible. HIPAA-eligible means that you have exhausted any COBRA benefits you might have and that you have 18 months of creditable health coverage, with at least the last day having been under a group plan.
Low-income applicants who can't afford the insurance pool may also be able to take advantage of the South Carolina Medicaid Program. For children from certain low to middle-income families, the state sponsors programs called Partners for Healthy Children and Health Connections that provides free health care for the children and assists other family members with finding available coverage.
Residents of South Carolina have also private health coverage alternatives to employer-sponsored plans. Blue Cross and Blue Shield of South Carolina is the state's largest health insurance provider and offers many plans to individuals. Other insurance companies serving South Carolina include Aetna, Celtic, Humana and United HealthCare. It would be worth getting a free quote below to determine which of these providers has the best plan for you.
If you do not qualify for the low-cost/no-cost health insurance alternatives, you might have to consider a high-deductible/health plan from one of the above-mentioned private insurers. These are not cushy plans. If you have a health emergency, you will have to pay a high deductible before a coverage kicks in. Before you purchase one, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
eHealthInsurance |