Get a free quote here for Oregon health insurance for youIf you find yourself struggling without Oregon health insurance, rest assured that solutions are available. Residents of Oregon have several state-sponsored options for insurance. If you do not make much money you may qualify for Medicaid. This is for low-income families that basically do not have another choice. There are other state agencies such as the Oregon Medical Insurance Pool and Oregon Health Plan - The State Children's Health Insurance Program. The insurance pool is for HIPAA-eligible individuals which means that applicants who have exhausted their COBRA benefits and who have 18 months of creditable coverage with at least the day being under a group plan. Given that the premiums are not necessarily affordable, this should not be seen as a first option. Additionally, organizations like the YWCA in Salem offer free screenings for breast health and cervical cancer. If you are not eligible for state programs and need more than free screenings, you may have to look into private insurers. You can save money on insurance by choosing a higher deductible and copays. You can also choose plans that do not cover certain services, such as maternity, chiropractic, etc.. Before you purchase one of these, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
Do not give up hope, you have several possibilities that will help keep you healthy and that may be affordable.
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