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North Carolina health insurance alternatives: Regionally, there are health insurance options that may be available to people that they are completely unaware of. For instance, if you are a resident of North Carolina, there may be options available to you if your ineligible to be covered by a health insurance plan through your employer.
North Carolina has several options for residents that find themselves in this position. These options are North Carolina Medicaid and North Carolina Health Choice (NCHC).
North Carolina Medicaid serves about 20% of this state due to a high number of low- income residents. North Carolina Medicaid is designed to help cover those who can not afford other insurance options.
North Carolina Health Choice or NCHC is for children of families who make too much money to qualify for Medicaid but make too little to afford other insurance options. They are able to receive free or reduced health care for their children.
Additionally, organizations like YWCA of the Greater Triangle provide free screenings for heart health and breast care.
If you do not qualify for the low-cost/no-cost health insurance alternatives, you might have to consider a high-deductible/health plan. These are not cushy plans. If you have a health emergency, you will have to pay a high deductible before a coverage kicks in. Before you purchase one, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
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