Get a free quote here for Mississippi health insurance for you.There are affordable Mississippi health insurance alternatives available for residents of this state. One is the MCHIRPA, Mississippi Comprehensive Health Insurance Risk Pool Association. This provides coverage to residents who cannot obtain private insurance because of health problems, or for people who are eligible for HIPAA. To qualify for this coverage, you need to be either HIPAA eligible, or be a legal resident of Mississippi for at least six consecutive months. MCHIRPA does not have a pre-existing condition exclusion, so if you have a heart problem or cancer, you can still apply for this insurance. The Celtic Insurance Company offers Mississippi Health Insurance Plans of a variety of deductibles to make the coverage more affordable for the individual or family. If you are seeking health coverage just for your child then Mississippi CHIP will provide coverage for children under 19 from families withing specified income guidelines. This type of coverage tends to be available for families that cannot afford private insurance yet who make too much to be eligible for Medicaid.
Mississippi also offers Medicaid for low-income families. The state has made some recent clarifications of its eligibility requirements for those families that request speech pathology services for their children.
If you do not qualify for the low-cost/no-cost health insurance alternatives, you might have to consider a high-deductible/health plan. These are not cushy plans. If you have a health emergency, you will have to pay a high deductible before a coverage kicks in. Before you purchase one, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
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