Get a free quote here for Florida health insurance for you.
If you are one of the millions that are going without Florida health insurance because it is too expensive through your employer or it is not being offered, you have a few affordable health insurance alternatives.
Many of the larger health insurance companies like Blue Cross Blue Shield Florida, Humana, Aetna and more are offering coverage that you can get can on your own without needing to go through an employer. There are several policies and options to choose from and most can be tailored to fit budgets.
If you have a child under the age of 19, you may be eligible to get health insurance for them through a program called Florida KidCare. This is a health insurance program for children that is run by the state and eligibility is based on a child’s age and family income.
Another option for uninsured Floridians is to check out Cover Florida Health Care. This is another program through the state but it does not use any tax dollars for funding. This program simply helps Floridians gain access to affordable health insurance alternatives by teaming up with several insurance companies throughout the state.
Additionally, for low income applicants, Florida also has Medicaid
If you do not qualify for the low-cost/no-cost health insurance alternatives, you might have to consider a high-deductible/health plan. These are not cushy plans. If you have a health emergency, you will have to pay a high deductible before a coverage kicks in. Before you purchase one, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
Florida Kid Care
Cover Florida Health Care
Florida Medicaid
Flexible Spending Accounts
Health Reimbursement Account
Health Savings Account
For those who are shopping for high-deductible health plans, You may use this apparatus to get a quote and hopefully it will provide you with your most affordable Florida health insurance plan:
eHealthInsurance
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Click here for a background of Florida health insurance issues
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