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Hawaii health insurance is still a relevant issue despite, Hawaii is leading the United States with the lowest death rate and longest life expectancy. So what are the alternatives? We will present some affordable choices for the uninsured in Hawaii. Quest-Ace can provide free health insurance for an adult needing insurance. Provided by the Hawaii State Department of Human Services. In Hawaii, Quest-Ace is an alternative to the rising cost of health care. It services those in need of affordable healthcare, at an affordable rate. Their phone number on Oahu is: 524-3370 for all other islands the number is: (toll free): 1-800-316-8005. Private discount cards are another option. These programs for a membership fee substantially discount health care. Another choice would be a shared cost provider. Q-Health is an excellent choice. They can be reached at: 1-800-561-4480. There plans start at $19.95 a month. As with all states, Hawaii also has Medicaid. If you do not qualify for the low-cost/no-cost health insurance alternatives, you might have to consider a high-deductible/health plan. These are not cushy plans. If you have a health emergency, you will have to pay a high deductible before a coverage kicks in. Before you purchase one, you should try to set up a either a flexible spending account, a health savings account or a health reimbursement account so that you reap whatever tax benefits are available to you for footing the bill for your own insurance. The links are below.
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